From what I'm reading this sounds like it is related to faulty drivers and/or hardware failure. Since you have reinstalled windows with the same results then it is probably hardware but you can try downloading & installing the latest drivers for your motherboard from the manufacturer (since your problem is either the usb ports or the usb controller) and install them. But if this also involves the graphics card then it could be either the motherboard of the psu. It would be cheaper to try & replace the psu. You can add a usb card to a pci slot for relatively cheap but that won't correct the problem with the graphics card. Keep in mind that that could also be going bad. Is it a card or is it integrated into the MB? If it is integrated then it is definitely the MB. Either way your computer could slowly be going bad. They don't last forever.

By the way, Microsoft's site says something about a creative joystick. You don't happen to have one of those do you?

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